RiverTown St Johns County: A 2026 Neighborhood Guide

RiverTown is a large master-planned community in northwest St. Johns County known for its St. Johns River setting, extensive recreational amenities, new-construction options and established resale neighborhoods. It offers single-family homes, villas, waterfront properties and a gated 55-plus neighborhood within ZIP code 32259.

This RiverTown guide covers the community’s location, amenities, homes, schools, fees and practical considerations buyers should investigate before purchasing.

RiverTown at a Glance

• Location: Northwest St. Johns County near State Road 13 and Greenbriar Road
• ZIP code: 32259
• Developer and primary builder: Mattamy Homes
• Community type: Master-planned community
• Housing: Villas and one- and two-story single-family homes, including new construction and resales
• Active-adult option: WaterSong, a gated 55-plus neighborhood
• Major amenities: RiverClub, RiverHouse and WaterSong’s private amenity center
• School district: St. Johns County School District
• Fees: HOA assessments and CDD obligations vary by property and neighborhood

Where Is RiverTown?

RiverTown is located along the St. Johns River in the northwestern portion of St. Johns County. The community is near State Road 13, Greenbriar Road, Longleaf Pine Parkway, St. Johns Parkway and the County Road 210 corridor.

The location provides access to shopping, dining, healthcare and services around Bartram Park, Durbin Pavilion and northern St. Johns County. Drivers can reach Interstate 95 through several routes, but travel times vary considerably based on the neighborhood, time of day and ongoing road construction.

Buyers commuting to Jacksonville, St. Augustine, Naval Air Station Jacksonville or another employment center should test the trip during their actual commuting hours rather than relying only on a mapping app’s off-peak estimate.

RiverTown Amenities

RiverTown’s amenities are distributed across multiple areas of the development. Access may depend on the property and neighborhood, so buyers should confirm which facilities are included in the applicable assessments.

RiverClub

The RiverClub is RiverTown’s riverfront recreation area. Its features include a waterfront boardwalk, river access, a kayak launch, swimming facilities, gathering spaces, a playground, a game room and food-and-beverage service.

The St. Johns River setting is one of RiverTown’s distinguishing features. However, living in the community does not automatically mean that every home has a river view or direct water access.

RiverHouse

The RiverHouse is another major community recreation center. Amenities include a fitness center, swimming pools, tennis, pickleball and basketball courts, a soccer field, playground space and areas for community activities.

WaterSong Amenities

WaterSong is RiverTown’s gated 55-plus neighborhood and has amenities designed specifically for its residents. WaterSong buyers should verify which RiverTown facilities they may use in addition to the neighborhood’s private amenities.

Trails, Parks and Sports Fields

RiverTown also includes sidewalks, trails, neighborhood parks and outdoor recreation areas. RiverTown Fields, a St. Johns County recreation facility, includes lighted youth baseball fields and supporting facilities.

Community amenities, programming, operating hours and access rules can change. Buyers should review the current governing documents and amenity policies before purchasing.

Sources: RiverTown community website, RiverTown amenities information and St. Johns County.

Homes and Neighborhoods in RiverTown

RiverTown contains multiple neighborhoods with different home designs, lot sizes, price points and maintenance arrangements. Depending on current availability, buyers may find attached villas, one-story homes, larger two-story homes, age-restricted properties and riverfront residences.

Mattamy Homes is the community’s primary builder. Because RiverTown has developed in phases, resale homes may differ from current new-construction offerings in floor plan, finishes, lot size, fees and included amenities.

When comparing a new RiverTown home with a resale, look beyond the advertised purchase price. Consider:

• Builder incentives and preferred-lender requirements
• Estimated completion date and potential construction delays
• Lot premiums, design-center upgrades and structural options
• HOA assessments and remaining CDD obligations
• Property taxes after the home receives its full assessed value
• Homeowners and flood-insurance estimates
• Warranty coverage and independent inspection rights
• Nearby construction and the community’s future development plan

A resale may include improvements such as window treatments, fencing, landscaping or appliances that would cost extra in a new home. New construction may offer current designs, warranty coverage and financing incentives. The stronger value depends on the specific properties being compared.

You can also compare RiverTown with SilverLeaf in St. Augustine, another major St. Johns County community with new construction and extensive amenities.

RiverTown HOA and CDD Fees

RiverTown properties may be subject to homeowners association assessments and Community Development District obligations. These are separate from the mortgage, homeowners insurance and regular property taxes.

The amount can vary by neighborhood, lot, home type and applicable bond series. A listing’s current tax bill may also understate the future cost of a newly built home if the bill reflects vacant land or only a partial year of improvements.

Before making an offer, request:

• The current HOA assessment and payment schedule
• Any neighborhood-specific or supplemental assessments
• The annual CDD operations and maintenance charge
• The annual CDD debt-service charge
• The remaining term of the applicable CDD bond
• The projected tax bill based on the completed purchase price
• Current association budgets, rules and resale disclosures

This due diligence is especially important when comparing RiverTown with a community that has a different fee structure.

Schools Serving RiverTown

RiverTown is located within the St. Johns County School District. Freedom Crossing Academy is a K-8 school located within the broader RiverTown area, but buyers should not assume that every RiverTown address is assigned to it.

Attendance zones can differ by street and may change as the district opens schools or adjusts enrollment boundaries. Verify elementary, middle and high school assignments directly through the district’s current attendance-zone tool using the property’s exact address.

School grades, programs, capacity and transportation arrangements can also change. Buyers should use official district and Florida Department of Education resources instead of relying solely on a listing, builder representative or older neighborhood guide.

Verify current assignments through the St. Johns County School District attendance-zone resources. School performance information is available through the Florida Department of Education.

WaterSong: RiverTown’s 55+ Neighborhood

WaterSong is a gated, age-restricted neighborhood within RiverTown. It offers villas and single-family homes designed for active-adult living, along with a private amenity center and neighborhood programming.

WaterSong opened for sales in 2020, so buyers may now encounter both new-construction and resale opportunities. At least one occupant must generally satisfy the community’s age-qualification requirements, but buyers should review the current restrictions for exact occupancy, guest and resale rules.

WaterSong may appeal to buyers who want a 55-plus setting while remaining close to the larger RiverTown community. Compare it with the other options in our guide to St. Johns County 55-plus and active-adult communities.

Potential Advantages of Living in RiverTown

• St. Johns River access and waterfront community spaces
• Multiple pools, fitness and recreation facilities
• New-construction and resale inventory
• A variety of home styles and neighborhood settings
• Trails, parks and organized community activities
• A gated 55-plus option within the larger development
• Access to northern St. Johns County shopping and services

What Buyers Should Consider

• HOA and CDD costs: Compare total annual obligations, not only the advertised home price.
• Commute time: RiverTown is inland, and reaching I-95 can take longer during peak traffic.
• Ongoing construction: Some sections may experience construction traffic, noise or changing views.
• Insurance: Obtain property-specific homeowners and flood-insurance quotes before the inspection period ends.
• Flood zone: A riverfront community can contain multiple flood-zone designations. Verify the individual parcel.
• New-construction representation: The builder’s sales representative works for the builder, not the buyer.
• Future plans: Review the development plan rather than assuming nearby vacant land will remain undeveloped.

Is RiverTown a Good Place to Live?

RiverTown may be a good choice for buyers who prioritize extensive amenities, outdoor recreation, newer homes and access to northwest St. Johns County. It may be less suitable for someone seeking a short downtown commute, minimal community fees, an established urban neighborhood or a home close to the Atlantic beaches.

The best way to evaluate RiverTown is to compare its total monthly cost, commute and amenity structure with other St. Johns County communities. Buyers relocating to Northeast Florida can also use our Jacksonville relocation guide for broader information about the region.

Frequently Asked Questions About RiverTown

Where is RiverTown located?

RiverTown is in northwest St. Johns County, Florida, along the St. Johns River. It is located near State Road 13, Greenbriar Road, St. Johns Parkway and the County Road 210 corridor in ZIP code 32259.

Who builds homes in RiverTown?

Mattamy Homes is RiverTown’s primary developer and homebuilder. Buyers may also find resale homes from different phases of the community, so available designs, features and fees vary by property.

What amenities does RiverTown have?

RiverTown amenities include the RiverClub, RiverHouse, swimming pools, fitness facilities, sports courts, playgrounds, trails, gathering spaces, river access and a kayak launch. WaterSong has a private amenity center for residents of its 55-plus neighborhood.

What schools serve RiverTown?

RiverTown is within the St. Johns County School District, and Freedom Crossing Academy is located in the RiverTown area. Assignments vary by address and can change, so buyers should verify all attendance zones directly with the school district.

Does RiverTown have CDD fees?

RiverTown properties may have CDD debt-service and operations-and-maintenance charges in addition to HOA assessments and property taxes. The amount and remaining obligation vary, so buyers should review the tax bill, CDD records and property disclosures for the specific home.

Is WaterSong at RiverTown a 55+ community?

Yes. WaterSong is a gated 55-plus neighborhood within RiverTown offering villas, single-family homes, private amenities and active-adult programming. Buyers should review its current age and occupancy restrictions before purchasing.

Does every RiverTown home have access to the St. Johns River?

No. RiverTown has shared riverfront spaces and water access, but most homes are not directly on the river and do not include private docks. River views and direct waterfront access depend on the individual property.

Explore RiverTown Homes for Sale

RiverTown combines a distinctive river setting with extensive amenities and a broad range of homes. The right property depends on more than its floor plan, however. HOA and CDD fees, insurance, commute time, school zoning and future development can all affect the decision.

Browse new-construction homes in St. Johns County, use the DJ & Lindsey home search to explore current listings, or contact DJ & Lindsey Real Estate for help comparing RiverTown homes, neighborhoods and ownership costs.

Community features, builders, fees, school assignments and availability can change. Verify property-specific information with the applicable builder, association, CDD, school district, insurer and public records before purchasing.